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18-Jan-2020 01:03

Personal lending products and residential mortgages offered by CIBC are subject to CIBC's lending criteria and credit approval.

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For example, if you took out a loan or line of credit from another institution but found that CIBC had a more competitive interest rate, you could apply for the Education Line of Credit to satisfy those debts.

It's paramount that you know where your loans came from so that you can be prepared to repay them in a timely fashion.

You may receive correspondence from the government regarding student loan consolidation, and it's also important that you understand that process and what it means to you.

To determine whether you'd be eligible for this, you'll want to speak to a CIBC advisor at This information is not intended to be and should not be relied upon as financial advice.

Speak with a CIBC advisor for details about CIBC lending products.

For example, if you took out a loan or line of credit from another institution but found that CIBC had a more competitive interest rate, you could apply for the Education Line of Credit to satisfy those debts.It's paramount that you know where your loans came from so that you can be prepared to repay them in a timely fashion.You may receive correspondence from the government regarding student loan consolidation, and it's also important that you understand that process and what it means to you.To determine whether you'd be eligible for this, you'll want to speak to a CIBC advisor at This information is not intended to be and should not be relied upon as financial advice.Speak with a CIBC advisor for details about CIBC lending products.And if you do qualify, but you’re at the high end of the spectrum, your slightly lowered payments may come at a through the refinancing process won’t make sense for every borrower, but it provides great benefits for some.