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19-Dec-2019 15:59

Prepaid credit cards offer several benefits beyond a simple ATM card.

Perhaps the key benefit is direct deposit of paychecks, government checks, and benefit checks.

Just like a bank account, you can have funds transferred from a prepaid credit card to pay car loans, the mortgage, utilities, or just about any other monthly expense.

As a result, prepaid cards can be used anywhere that Visa debit or Master Card debit cards are accepted (which is just about everywhere).

You can also use prepaid cards at ATM machines to withdraw cash.

The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.

All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.

Just like a bank account, you can have funds transferred from a prepaid credit card to pay car loans, the mortgage, utilities, or just about any other monthly expense.As a result, prepaid cards can be used anywhere that Visa debit or Master Card debit cards are accepted (which is just about everywhere).You can also use prepaid cards at ATM machines to withdraw cash.The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.Bonus: You'll also get instant access to my interview of a husband and father who retired at the ripe old age of .